Ramadan 2026 Edition
Zakat Calculator India
2026 — Calculate in INR
The most accurate, free Zakat Calculator for Indian Muslims. Enter your gold, silver, cash, savings & business assets to calculate your exact Zakat obligation in rupees.
Live INR Rates
Gold & Silver Nisab
All Asset Types
Instant Results
Nisab Threshold:
Current Nisab: —
Precious Metals
Gold Assets
Enter weight in grams or tola
g
ℹ Includes bars, coins, jewellery (consult scholar)
t
Silver Assets
Enter weight in grams
g
ℹ Includes all silver items held as wealth
Cash & Savings
Cash & Bank
Physical and digital money
₹
₹
Deposits
Fixed and recurring deposits
₹
ℹ Include only the principal / redeemable amount
Investments
Stocks & Funds
Market investments
₹
ℹ Use current market value, not purchase price
Provident Fund & Other
Accessible savings
₹
₹
Business & Other Assets
Business Assets
Inventory, stock & receivables
₹
₹
Other Zakatable Assets
Any remaining zakatable wealth
₹
ℹ Exclude personal property, vehicles & household items
Liabilities & Deductions
Short-Term Debts (deductible)
Only debts due within this lunar year
⚠️ Important: Only include debts payable within the current lunar year. Long-term EMIs — home loans, car loans, education loans — are generally not deductible from Zakat.
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₹
Your Zakat Calculation
Based on 2.5% standard Zakat rate · Ramadan 2026
Total Zakatable Assets
₹0
Total Liabilities (Deducted)
₹0
Net Zakatable Wealth
₹0
Zakat Payable (2.5%)
₹0
How Zakat Is Calculated in India (2026)
Zakat is calculated by totalling all your zakatable assets, subtracting eligible short-term liabilities, and applying a 2.5% rate to the remaining net amount — provided it meets or exceeds the Nisab threshold. This Zakat Calculator India tool automates the entire process in INR using current gold and silver rates.
What Assets Are Included in Zakat?
The following types of wealth are generally considered zakatable:
- Cash in hand — physical currency you hold at home or on your person
- Bank savings & current accounts — total balance held across all accounts
- Gold & silver — including bars, coins, and personal jewellery (scholarly opinions differ)
- Salary savings — any portion of your salary saved over the lunar year
- Business inventory — stock-in-trade and goods held for sale
- Investments — shares, mutual funds, accessible provident fund amounts
Deductible Liabilities
You may deduct debts that are due and payable within the current lunar year:
- Short-term personal debts owed to others
- Bills and dues payable imminently
- Rent or utility arrears currently due
⚠️ Important: Long-term EMIs — home loans, car loans, and education loans — are generally not deductible from Zakat assets. Only immediate, short-term obligations qualify.
The 2.5% Zakat Rate Explained
The standard Zakat rate is 2.5% of net zakatable wealth. For every ₹1,00,000 of net zakatable assets, the Zakat due is ₹2,500.
Example: Total assets ₹3,00,000 − liabilities ₹20,000 = net ₹2,80,000. Zakat = 2.5% × ₹2,80,000 = ₹7,000.
Nisab Threshold for India (2026)
Nisab is the minimum wealth threshold above which Zakat becomes obligatory. Two widely used measures apply:
- Gold Nisab: 87.48 grams of gold — calculated at current Indian gold rates per gram
- Silver Nisab: 612.36 grams of silver — calculated at current Indian silver rates per gram
The silver Nisab tends to be lower in INR value, making Zakat applicable to a wider group. The choice is a matter of scholarly guidance; our calculator supports both options.
Frequently Asked Questions
Is this Zakat calculator valid for India?
Yes. This calculator is built specifically for Indian users, calculates in INR, applies the standard 2.5% Zakat rate, and reflects current Indian gold and silver prices. It is regularly updated for accuracy.
Does this calculator include salary savings?
Yes. Any savings from your salary held for one lunar year can be entered under Cash in Hand or Bank Savings to be included in your Zakat calculation.
Which Nisab should I use — gold or silver?
Both are widely accepted. The silver Nisab is typically lower in INR value, meaning more people meet the threshold. For guidance specific to your school of jurisprudence, consult a qualified Islamic scholar. Our calculator supports both.
Is gold jewellery subject to Zakat?
There are differing scholarly opinions on gold jewellery worn for personal use. The Hanafi school generally holds that all gold is zakatable; other schools differ. You may include or exclude it based on your religious guidance. This calculator’s gold field allows either approach.
Can I deduct my home loan EMIs from Zakat?
Generally, only short-term debts due within the current lunar year are deductible. Long-term loans such as home or car EMIs are typically not deducted from zakatable assets. Please consult a qualified Islamic scholar for a ruling specific to your circumstances.
Is this calculator scholar-approved?
This tool applies the standard 2.5% Zakat rate and widely recognized Nisab criteria accepted across major Islamic schools. It is for informational and calculation purposes only. For a formal religious ruling (fatwa), please consult a qualified Islamic scholar.
Disclaimer: This Zakat Calculator India 2026 is provided for informational and educational purposes only. Results are estimates based on values you enter and standard Zakat calculation principles. Your actual Zakat obligation may vary depending on your individual circumstances and the school of Islamic jurisprudence you follow. This tool does not constitute a religious ruling (fatwa). Users are strongly advised to consult a qualified Islamic scholar for a binding determination of their Zakat obligation.